One card with high limits and zero hassle

Manage your crypto and fiat in one place. Open an account in 2 minutes and get a virtual card with up to $150,000 per purchase limit

Get your card

Meet your Keytom Virtual card
‍

1
Easy & fully online

Set up your Keytom card in 2 minutes, no office visits required

2
Pay online or in-store

Use your card for everyday purchases — anywhere Visa is accepted

3
Top up using digital assets

Convert selected crypto assets into funds directly in Keytom

4
Contactless payments

Tap to pay at stores, cafés, or anywhere contactless is accepted

5
ATM access

Withdraw cash from supported ATMs after converting your digital assets

6
No hidden fees

Enjoy transparent pricing and seamless payments. No hidden charges

$0 to open your account

Get verified, top up your balance, and open your virtual card to start spending

Get your card

Why Keytom?

180+
countries supported

Whether you hold a passport or a residence permit — you can open an account with ease

Low
service fees

Beneficial rates, full transparency and no hidden charges

Fees for businesses

100% remote account opening

All you need is your phone or laptop

Trusted
security

Advanced protection with $100M crypto insurance and secure infrastructure

Learn more?
Open account

Get started in 2 minutes

Open account
Checking your 

documents...
Congrats! You can now

use IBAN accounts

for fiat currencies
1
Register

Create your Keytom account.

2
Access your dashboard and set up 
your security code

Create your Keytom account.

3
Verify your identity.

Upload your ID or passport, proof of address, 
and take a quick selfie.

4
Your account is open and ready 
to use in just 2 minutes!

Create your Keytom account.

Open account

Keytom vs others

vs others
Keytom
Feature
Other financial institutions
OTC
One app for all your money
Yes
Limited support
No
Built-in crypto exchange
Yes
Limited
Personal EUR IBAN
Send & receive globally
Virtual & Physical
cards (coming soon)
Limited to EU/UK accounts
Yes (named IBANs for SEPA transactions)
Time saving account opening
Available in 180+ countries
Yes
Yes (to and from businesses and individuals)
Keytom
Yes, but some offer only virtual 
or prepaid cards
Yes
Yes, but not all crypto friendly
Other Neobanks
Just a few minutes for individuals, up to 5 business days for businesses
Yes
Takes weeks, often offline
OTC
Limited to certain regions
Quick
High global availability
Keytom
Other Neobanks
OTC
Yes
No
Keytom
No
OTC
Other Neobanks
Keytom
Other Neobanks
OTC
Keytom
Other Neobanks
OTC
Keytom
Other Neobanks
OTC
Keytom
Other Neobanks
OTC
Open account
Show moreShow less
Open account

We guard your money like it’s our own

Bank-level protection, $100M insurance, and global regulation. Security you can rely on

$100M insurance

Institutional-grade coverage via Fireblocks, Marsh & Munich Re

Advanced protection

Bulti-layer security, 

and verified onboarding

Regulated institution

Licensed under FINTRAC (Canada)
and Czech Republic authorities

Open account

FAQ

●
Individuals
●
Businesses
●
Getting Started
●
Crypto & Fiat
●
Cards
●
Security & Privacy
Is Keytom safe?
Can I open an account if I’m not from the EU?
How long does it take to open an account?
I have a residence permit, will it work?
What documents do I need to open an account?
How are my funds protected?
How long does verification take?
Do you accept cash payments?
Will the account be under my name?
What if I need help?
Which payment methods are supported?
Can I receive salary payments?
What crypto currencies can I have?
For the exchange do I have to visit another app?
What are the limits on transactions?
Do I need to provide any supporting documentation for transfers?
I can exchange only EUR to crypto or are there any other options available?
How long does the transfer take?
What are the fees?
What are the countries of IBANs?
How am I topping up the card?
Is the card virtual or physical?
Where can I use the card?
Can I open the card without opening a Euro account?
How can I manage the card operations?
Is the card debit or credit?
Are you licensed?
How are my funds protected?
Where are the accounts opened?
●
Getting Started
●
Crypto & Fiat
●
Cards
●
Security & Privacy
Which countries and company types are supported?
Where are IBANs issued?
What documents are required to open a business account?
How long does verification take?
Can we open both fiat and crypto accounts?
Can I receive payments from individuals and send payments to individuals?
What are the fees and default limits for business accounts?
Are corporate funds insured and protected?
What are the limits on transactions?
My business is not from the EU will I still get Euro IBAN?
What are the capabilities?
Do I need to provide any supporting documentation for transfers?
Do you provide different types of access for the employees?
What are the countries of IBANs?
What crypto currencies can I have?
Can I open a card for my business account?
How am I topping up the card?
Where can I use the card?
How can I manage the card operations?
Is the card debit or credit?
Are you licensed?
How are my funds protected?
Where are the accounts opened?